INCOME GIFTS - ESTATE GIFTS - RETIREMENT GIFTS - PERSONAL PROPERTY- REAL ESTATE

Harvard Medical School offers a variety of life-income arrangements. A life-income arrangement operates as follows: you irrevocably contribute cash, appreciated securities or other property to HMS, which then invests the property and pays you and/or a beneficiary an annual income for life or a term of years. After the death of the last beneficiary or the end of the term, your gift is transferred to HMS. The proceeds of your gift are used for the purposes you designate at the time of your contribution. Benefits Include: Annual income for you and/or a beneficiary Professional investment management at no charge by the Harvard Management Company Bypass realizing capital gains on gifts of appreciated assets Immediate federal income tax charitable deduction Estate tax savings Creating a future gift that reflects your vision for HMS Determining the right plan for you depends on a number of factors including your age, type of assets, income needs and financial objectives. To learn more about a specific life-income arrangement, click on the topic below that best describes your goals. Lifetime Income Charitable Gift Annuity Charitable Remainder Annuity Trust Variable or Growing Income Pooled Income Fund Charitable Remainder Unitrust Income for a Younger Beneficiary Deferred Gift Annuity Transfer Wealth to Your Heirs with Tax Savings Charitable Lead Trust Please contact Ms. Mary Moran Perry by email at mperry@hms.harvard.edu or by phone at (617) 384-8449 to discuss Life Income Gifts or other planned giving options.